ADCB Launches Off-Plan Mortgage Solutions for UAE Homebuyers

 Abu Dhabi Commercial Bank (ADCB) has launched an off-plan mortgage solution designed to enhance access to home financing and support a seamless property purchase journey for UAE homebuyers. The initiative reinforces ADCB’s continued commitment to supporting the growth of the UAE real estate sector.

ADCB’s off-plan mortgage solution enables eligible customers to secure financing certainty at an early stage of their home-buying journey, with pre-approval for up to 50% of the property value when purchasing off-plan from leading UAE developers. By offering customers the opportunity to confirm eligibility at the outset, the solution helps buyers plan with confidence for their future dream home.

Pre-approvals remain valid for up to 12 months and can be renewed annually, remaining in place through to property handover. At handover, customers can seamlessly transition to a full ADCB mortgage facility at prevailing competitive rates, ensuring continuity and simplicity from purchase to ownership. 

Key Benefits of ADCB’s Off-Plan Mortgage Solution

  • Mortgage or home finance pre-approval for off-plan properties
  • Pre-approval validity of 12 months, with annual renewal through to handover
  • Financing of up to 50% of the property value for eligible customers
  • Seamless transition from preapproval to final approval and financing, once 50% of the property value is paid or at handover
  • Zero processing fees*
  • Zero valuation fees*
  • Interest / profit rates starting from 3.49%* per annum, fixed for three years

Available for off plan properties by leading UAE developers

*Offer valid for three months. Terms and conditions apply.

Simple Application Process

Customers can apply for ADCB mortgage solutions through a straightforward process:

  • Conventional Mortgage Loan: SMS ‘HF’ to 2626
  • Islamic Home Finance: SMS ‘IHF’ to 2626

This is one of several initiatives that reflect ADCB’s broader focus on designing intuitive experiences that simplify decision-making and delivers long term value to our customers.

Photo credit: Abu Dhabi Commercial Bank.

Source: Abu Dhabi Commercial Bank.

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